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"NO MONEY DOWN" ,REAL ESTATE

Yes, controlling real estate "subject to" existing financing or with a lease and option is exactly what very successful investors are doing right now... Often with NO MONEY DOWN!

Since there are no more freely assumable mortgages this is the way to buy investment homes with little or no cash needed for down payments.

How can that be possible?

It's all very simple once you have a firm grasp of the buying power found with "subject to" and lease-option tactics.

When you buy a property "subject to" the current mortgage loan it just means that you don't get new financing.... You just leave the existing loan in place and take over the payments. Then you quickly rent the property and let the renter make the payments.

Isn't that sweet... no money down and someone else makes your mortgage payments?

"SO GOOD IT MUST BE ILLEGAL?"

Is it legal? It sure is and it's a tactic that's been used by experienced real estate investors for years. It's just that few people know how to do it correctly.

There are some traps that you must avoid and I will explain exactly how to do that in my powerful investing course.

What about leases and options? Why are they so important to successful investing?

When used correctly they give you incredible power to control and profit from homes and small apartment buildings.

Look at a few of the benefits of these two powerful investing tactics...

NO CREDIT CHECKS - These real estate buying techniques work for anyone, because you will never have to try and qualify for a mortgage loan. That means that if you have lousy credit... who cares! With no loans to qualify for there will be no credit checks.

NO MONEY DOWN - Using these tactics you can often do "no money down deals". Just follow the lead of other smart investors and deal only with very motivated sellers. They seldom ask for immediate cash. They just want to get out from under those monthly mortgage payments. I'm sure you've known people who have felt that way.

FAST FLIP FOR FAST CASH - Think about it! No money down, no loans... that means you can get any property under contract and quickly sell it to another investor for fast cash. Plenty of people make a nice living doing nothing but fast flips.

How do you find investors to buy your properties? Easy! Just respond to every "I Buy Houses" ad you see in the classified section of your newspaper and you will find people with money who will jump at the chance to buy your flips.

FIXER PROPERTY - Yes... now you can lease a fixer property with a purchase option, then buy or sell it after finishing the rehab. The original seller gets a small token lease payment only and gets his pay-off when you sell the house. That's when you collect your fat profit. It takes much of the risk out of rehabbing!

PREFORECLOSURE HOMES - Buy'em no money down "subject to" the existing financing (that means you don't need a new loan). Immediately offer the home on a lease-option and use the option consideration cash to bring the foreclosing loan current. Don't worry... it's all explained in the course!

Yeow!... Did you just notice how you can control a house with none of your own cash invested? POWERFUL!



"WHAT'S THE CATCH?"

Is there any catch to owning this course? Only one!

We both know that not every person who invests in this course will reach financial independence. See... I've learned that many people don't really want to be successful if it means they have to spend a few hours each week doing something besides watching TV!

Since you've read this far I know that you really are motivated to change your life for the better and....

Here's the truth... others have made serious money with these investing techniques and so can YOU. That is you can... IF you will just spend a few hours each week putting into practice what the course teaches.

Now that's not too much to ask of yourself, is it?

"VERY AFFORDABLE!"

You sure can't say that I'm greedy! I've priced this very valuable information at a price even a person drawing unemployment can afford!...

You don't have to spend $3,000 for a guru seminar or "boot camp". You don't have to devote years to study and learning...

In the current real estate environment you can be very successful if you understand how to do deals using "subject to" and lease-option tactics....

Here's what it entails:

Here's what it entails:

> keep the current mortgage in place for 2 years, at which time the house will be sold, and Joe's originally asking price will be met, plus 5% of whatever profit is made by Brad

> escrow account is setup and paid by Brad to ensure full integrity of his contractual agreement with Joe
and Debbie

> property is claimed over to Brad which obligates Brad to continue making the existing payments to the escrow account. The deed will stay in the attorney's presence until the deal is fully obligated by Brad in 2 years

> relieves Joe and Debbie of the monthly debt for the mortgage payment so they can move on with their life

> Brad offers to pay closing cost and 2 months of mortgage payments to the escrow account to solidify his offer and his intentions to make good on the contract

After discussing the deal with each other and realizing that their options and time are running low, both Joe and Debbie agree with Brad over the details and sign over the deed to Brad via the attorney.

Brad then quickly rents out the house to cover the mortgage payments and manages the house as a rental.

Two years later, Brad sells the house for $210,000 and pays $160,000 dollars to Joe and Debbie's mortgage company, plus sends Joe and Debbie a check for %5 of the $50,000 dollar profits, which is $2,500.

Joe starts to think and remembers a "We Buy Houses" sign down the street from their home and runs down and calls the number on his cell phone. After talking with the investor, Joe finds out that the investor isn't will to pay more than $120,000 for the house. Hearing that, Joe is mad and upset that such a person can come in with such a low and insulting offer. Besides Joe couldn't do that deal anyway because the second mortgage they took out last year, places their debt just about what the house is worth.

Getting worried and running out of time, Joe places an ad in the local newspaper advertising the house as a "For Sale By Owner".

Mostly everyone is trying to low ball him except for one guy who said "he will offer the asking price, so long as he can see the place first". Feeling excited and curious at the same time, Joe invites the man over.

A couple of hours later, Brad comes over and tells Joe that he is the one who called about the house. Brad tells Joe to explain to him a little about the house and his situation.

Joe spills his guts and describes his dilemma to Brad. After Joe finishes his story about his situation, Brad tells Joe that he thinks he can still offer the asking price and if Joe was still interested in selling?

But before they start agreeing any further, Brad says, that as an investor, that his primary motivation to make a profit on the house. Joe and Debbie understand that, so long as their asking price is met and the house is sold quickly.

Brad continues and tells both Joe and Debbie that because of his need to make a profit, he needs to offer an agreement which will satisfy both their needs. Brad continues and says "That offer is what's called a Subject To" offer. Of course bewildered and confused, Debbie and Joe ask what kind of program is that. Brad simply states, that it's a program that suspends both their money for the house and his profit on the house for 2 years, while Brad takes over the payments. Not fully understanding, Joe continues to listen to Brad's offer.

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Let's go over a sample situation which would create an ideal environment for a "Subject To" agreement.

Debbie and Joe Blume bought their house five years ago for a $100,000 dollars. After 5 years, they now owe about $95,000 dollars, while their house is appraised for $160,000 dollars. Both Debbie and Joe have accumulated a credit card debt of about $20,000 dollars since that time, and of course, the interest on that debt is much larger than they really care to have.

Joe and Debbie take out a second mortgage to pay off their credit card debt, take a vacation and buy a new car. With their second mortgage, they do all those things and have about $10,000 leftover, after everything is done. After 7 short months, most of that $10,000 is gone also.

Shortly after this, Joe receives an offer within his company for a higher paying position, but in a different State. Joe and Debbie talk it over, and decide to take the offer and move out of State. Of course, deciding to do that, they must now sell their beautiful home.

Like so many of us, when we look to sell our house, we think logically and talk to a real estate agent. The agent informs them that there is little to no equity left in the house, and tells the Blume's that they will have to pay the agent's commissions out of pocket. Of course, Joe and Debbie can't do that, because they ran out of money and are basically living paycheck to paycheck until the new job starts.

Joe starts to worry a bit, because he needs to get to his new job out of State, within 14 days, and Joe and Debbie would like to spend a few days off together before going to his new job.

The subject of real estate

We know, that traditional real estate investing is mainly about buying low and selling high, and making a profit from that difference, usually over time. There's absolutely no secret to that. While doing it this way, of course, you would incur all the paperwork and everything else that goes along with buying and selling a home like paying all the transaction fees that are involved like commissions, closing costs, title, recording fees and of course your time. On an average, the whole process usually takes a month and a half up to six months depending on the situation.

Creative financing, or "other than" traditional and/or conventional real estate investing, is basically working out an agreement that is fair both the seller and the buyer, without using banks or mortgage brokers. By incorporating this type of financing, the sellers can sell their property for the price they want, and in a timely fashion. The buyer/investor can create an environment for him/her to profit in some manner over a period of time.

By leaving out the usual suspects like title companies, real estate agents and loan officers, both parties stand to make the transaction more profitable for the buyer/investor and more cost effective for the sellers. Specifically this can be real profitable for the real estate investor because in any type of investing, and especially in real estate, it's about leverage. The leverage is what makes creative financing a powerful, profit-making tool for those looking to start a real estate investing business. The leverage is usually represented by how much money you put into a certain investment, and how much you make from that amount over time. "Subject To" deals make your leverage extremely high, since most of the time you place a small amount of cash, for usually a much lager return.